Aaron Wolf has written a great little forthcoming article about when death harms us. Wolf nicely sums up some of my own thinking on the matter, especially in light of having read Well-Being and Death by Ben Bradley, who endorses the view that death harms its victims posthumously. (See Steven Luper's review here). Wolf wants to make some room for concurrentism, which says death is bad (harms us) at the moment of death. For some reason this perfectly sensible view isn't held by many philosophers. Go figure.